Helpport AI (NASDAQ:HPAI) & Expensify (NASDAQ:EXFY) Financial Review

Expensify (NASDAQ:EXFY) and Helpport AI (NASDAQ:HPAI) are both small-cap business services companies, but which is the better business? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, risk, dividends and earnings.

Institutional and Insider Ownership

68.4% of Expensify shares are held by institutional investors. Comparatively, 62.4% of Helpport AI shares are held by institutional investors. 17.3% of Expensify shares are held by insiders. Comparatively, 13.3% of Helpport AI shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Profitability

This table compares Expensify and Helpport AI’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Expensify	-11.81%	-14.72%	-8.89%
Helpport AI	N/A	N/A	N/A

Earnings and Valuation

This table compares Expensify and Helpport AI”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Expensify	$150.69 million	1.67	-$41.46 million	($0.18)	-18.11
Helpport AI	$29.58 million	7.96	$7.37 million	N/A	N/A

Helpport AI has lower revenue, but higher earnings than Expensify.

Risk and Volatility

Expensify has a beta of 1.87, meaning that its share price is 87% more volatile than the S&P 500. Comparatively, Helpport AI has a beta of -0.09, meaning that its share price is 109% less volatile than the S&P 500.

Analyst Ratings

This is a breakdown of current ratings for Expensify and Helpport AI, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Expensify	0	2	1	0	2.33
Helpport AI	0	0	0	0	0.00

Expensify presently has a consensus price target of $3.75, suggesting a potential upside of 15.03%. Given Expensify’s stronger consensus rating and higher possible upside, analysts plainly believe Expensify is more favorable than Helpport AI.

Summary

Expensify beats Helpport AI on 7 of the 12 factors compared between the two stocks.

About Expensify

Expensify, Inc. provides a cloud-based expense management software platform to individuals and corporations, small and midsized businesses, and enterprises in the United States and internationally. The company’s platform enables users to manage corporate cards, pay bills, generate invoices, collect payments, and book travel. It also offers track and submit plans for individuals. The company was founded in 2008 and is based in Portland, Oregon.

About Helpport AI

Helport AI Ltd. engages in the development of intelligent products, solutions, and a digital platform for customer contact centers. The firm offers AI Assist, a software that provides tailored AI-powered guidance and oversight for contact center interactions and customer experience, with functions including agent assistant, quality assurance (QA) assistant, supervisor assistant, and knowledge base assistant. It also operates Helphub Crowdsourcing Platform, an AI integrated contact center business process outsourcing (BPO) platform that serves both companies providing and seeking BPO services. The company was founded in September 2020 and is headquartered in Singapore.