Upstart (NASDAQ:UPST) versus Stronghold Digital Mining (NASDAQ:SDIG) Head to Head Analysis

Stronghold Digital Mining (NASDAQ:SDIG) and Upstart (NASDAQ:UPST) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, risk, dividends, institutional ownership, earnings, profitability and valuation.

Analyst Recommendations

This is a summary of recent ratings and recommmendations for Stronghold Digital Mining and Upstart, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Stronghold Digital Mining	0	1	1	1	3.00
Upstart	2	7	5	0	2.21

Stronghold Digital Mining presently has a consensus target price of $6.17, suggesting a potential upside of 119.45%. Upstart has a consensus target price of $73.38, suggesting a potential upside of 33.43%. Given Stronghold Digital Mining’s stronger consensus rating and higher probable upside, equities analysts clearly believe Stronghold Digital Mining is more favorable than Upstart.

Volatility & Risk

Stronghold Digital Mining has a beta of 3, suggesting that its share price is 200% more volatile than the S&P 500. Comparatively, Upstart has a beta of 2.25, suggesting that its share price is 125% more volatile than the S&P 500.

Profitability

This table compares Stronghold Digital Mining and Upstart’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Stronghold Digital Mining	-11.21%	13.67%	3.59%
Upstart	-20.20%	-25.87%	-7.95%

Earnings and Valuation

This table compares Stronghold Digital Mining and Upstart”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Stronghold Digital Mining	$79.53 million	0.61	-$71.40 million	($3.70)	-0.76
Upstart	$628.83 million	8.20	-$128.58 million	($1.46)	-37.67

Stronghold Digital Mining has higher earnings, but lower revenue than Upstart. Upstart is trading at a lower price-to-earnings ratio than Stronghold Digital Mining, indicating that it is currently the more affordable of the two stocks.

Institutional and Insider Ownership

19.3% of Stronghold Digital Mining shares are held by institutional investors. Comparatively, 63.0% of Upstart shares are held by institutional investors. 21.1% of Stronghold Digital Mining shares are held by insiders. Comparatively, 18.1% of Upstart shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

Stronghold Digital Mining beats Upstart on 10 of the 15 factors compared between the two stocks.

About Stronghold Digital Mining

Stronghold Digital Mining, Inc., a crypto asset mining company, focuses on Bitcoin mining in the United States. It operates in two segments, Energy Operations and Cryptocurrency Operations. It also owns and operates coal refuse power generation facilities; and provides environmental remediation and reclamation services. The company was incorporated in 2021 and is headquartered in New York, New York.

About Upstart

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.