William Blair Comments on PayPal’s Q3 Earnings (NASDAQ:PYPL)

PayPal Holdings, Inc. (NASDAQ:PYPL) – Stock analysts at William Blair decreased their Q3 2025 earnings estimates for shares of PayPal in a research report issued to clients and investors on Tuesday, February 25th. William Blair analyst A. Jeffrey now forecasts that the credit services provider will post earnings of $1.28 per share for the quarter, down from their prior estimate of $1.31. The consensus estimate for PayPal’s current full-year earnings is $5.03 per share. William Blair also issued estimates for PayPal’s FY2025 earnings at $5.12 EPS.

PayPal (NASDAQ:PYPL) last posted its quarterly earnings data on Tuesday, February 4th. The credit services provider reported $1.19 EPS for the quarter, beating analysts’ consensus estimates of $1.11 by $0.08. The company had revenue of $8.37 billion during the quarter, compared to analysts’ expectations of $8.27 billion. PayPal had a return on equity of 23.67% and a net margin of 13.04%. PayPal’s revenue for the quarter was up 4.2% compared to the same quarter last year. During the same quarter in the prior year, the business earned $1.48 earnings per share.

PYPL has been the topic of several other research reports. Royal Bank of Canada reiterated an “outperform” rating and set a $100.00 price target on shares of PayPal in a research note on Thursday, December 12th. Macquarie lifted their target price on PayPal from $115.00 to $117.00 and gave the company an “outperform” rating in a research report on Monday, February 10th. Robert W. Baird decreased their price objective on PayPal from $100.00 to $95.00 and set an “outperform” rating on the stock in a research note on Wednesday, February 5th. DZ Bank raised PayPal from a “hold” rating to a “buy” rating and set a $92.00 price objective on the stock in a research report on Friday. Finally, BTIG Research reissued a “neutral” rating on shares of PayPal in a research note on Tuesday, February 4th. Fourteen analysts have rated the stock with a hold rating, twenty-one have given a buy rating and one has assigned a strong buy rating to the stock. According to data from MarketBeat.com, the stock has a consensus rating of “Moderate Buy” and a consensus price target of $90.03.

PayPal Price Performance

NASDAQ PYPL opened at $70.73 on Friday. The company has a quick ratio of 1.26, a current ratio of 1.26 and a debt-to-equity ratio of 0.48. The firm has a market capitalization of $69.97 billion, a P/E ratio of 17.64, a PEG ratio of 1.27 and a beta of 1.44. The company has a 50-day moving average price of $83.93 and a 200-day moving average price of $80.89. PayPal has a 52 week low of $56.97 and a 52 week high of $93.66.

Institutional Investors Weigh In On PayPal

A number of institutional investors and hedge funds have recently modified their holdings of the business. Bernard Wealth Management Corp. bought a new stake in shares of PayPal during the fourth quarter worth $34,000. LM Advisors LLC increased its position in shares of PayPal by 27.4% during the fourth quarter. LM Advisors LLC now owns 14,705 shares of the credit services provider’s stock worth $1,255,000 after acquiring an additional 3,160 shares during the period. Heck Capital Advisors LLC purchased a new stake in shares of PayPal in the fourth quarter valued at approximately $397,000. Ascent Group LLC increased its holdings in PayPal by 76.1% during the 4th quarter. Ascent Group LLC now owns 4,544 shares of the credit services provider’s stock worth $388,000 after purchasing an additional 1,964 shares during the period. Finally, AlphaCore Capital LLC increased its stake in shares of PayPal by 123.2% during the fourth quarter. AlphaCore Capital LLC now owns 11,851 shares of the credit services provider’s stock valued at $1,011,000 after buying an additional 6,542 shares during the period. 68.32% of the stock is owned by institutional investors.

About PayPal

PayPal Holdings, Inc operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, PayPal and Venmo branded credit products comprising its installment products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards.