Contrasting Hamilton Insurance Group (NYSE:HG) and MS&AD Insurance Group (OTCMKTS:MSADY)

Hamilton Insurance Group (NYSE:HG) and MS&AD Insurance Group (OTCMKTS:MSADY) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their risk, valuation, earnings, dividends, institutional ownership, profitability and analyst recommendations.

Earnings & Valuation

This table compares Hamilton Insurance Group and MS&AD Insurance Group”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hamilton Insurance Group	$1.57 billion	1.23	$258.73 million	$4.47	4.28
MS&AD Insurance Group	$45.53 billion	0.75	$2.55 billion	N/A	N/A

MS&AD Insurance Group has higher revenue and earnings than Hamilton Insurance Group.

Volatility and Risk

Hamilton Insurance Group has a beta of 1.02, indicating that its share price is 2% more volatile than the S&P 500. Comparatively, MS&AD Insurance Group has a beta of 0.49, indicating that its share price is 51% less volatile than the S&P 500.

Profitability

This table compares Hamilton Insurance Group and MS&AD Insurance Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Hamilton Insurance Group	21.88%	21.92%	6.70%
MS&AD Insurance Group	N/A	N/A	N/A

Analyst Ratings

This is a summary of current ratings and price targets for Hamilton Insurance Group and MS&AD Insurance Group, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hamilton Insurance Group	0	1	4	0	2.80
MS&AD Insurance Group	0	0	0	0	0.00

Hamilton Insurance Group currently has a consensus target price of $22.20, suggesting a potential upside of 16.17%. Given Hamilton Insurance Group’s stronger consensus rating and higher possible upside, research analysts clearly believe Hamilton Insurance Group is more favorable than MS&AD Insurance Group.

Insider & Institutional Ownership

29.2% of Hamilton Insurance Group shares are held by institutional investors. Comparatively, 0.0% of MS&AD Insurance Group shares are held by institutional investors. 2.7% of Hamilton Insurance Group shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

Hamilton Insurance Group beats MS&AD Insurance Group on 10 of the 13 factors compared between the two stocks.

About Hamilton Insurance Group

Hamilton Insurance Group, Ltd., through its subsidiaries, provides underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company operates Hamilton Global Specialty, Hamilton Select, and Hamilton Re underwriting platforms. The company offers casualty reinsurance products, such as commercial motor, general liability, healthcare, multiline, personal motor, professional liability, umbrella and excess casualty, and worker's compensation and employer's liability reinsurance; property reinsurance and insurance; and specialty reinsurance solutions, including accident and health, aviation and space, crisis management, mortgage, financial lines, marine and energy, and multiline specialty. In addition, it offers accident and health, cyber, energy, environmental, financial lines, fine art and specie, kidnap and ransom, mergers and acquisitions, marine and energy liability, political risk and violence, professional liability, property binders, property direct and facultative, professional lines, space, upstream energy, excess casualty, war and terrorism, allied medical, management liability, medical professionals, general liability, products liability and contractors, and small business casualty insurance plans, as well as surety and treaty reinsurance products. The company was incorporated in 2013 and is headquartered in Pembroke, Bermuda.

About MS&AD Insurance Group

MS&AD Insurance Group Holdings, Inc., an insurance holding company, provides insurance and financial services worldwide. The company offers domestic non-life insurance; life insurance; international business; financial services; and provides risk-related services. The company was formerly known as Mitsui Sumitomo Insurance Group Holdings, Inc. and changed its name to MS&AD Insurance Group Holdings, Inc. in April 2010. MS&AD Insurance Group Holdings, Inc. was founded in 1918 and is headquartered in Tokyo, Japan.