William Blair Has Negative Outlook of Mastercard Q1 Earnings

Mastercard Incorporated (NYSE:MA) – Analysts at William Blair cut their Q1 2025 earnings estimates for Mastercard in a note issued to investors on Monday, November 25th. William Blair analyst A. Jeffrey now expects that the credit services provider will post earnings of $3.56 per share for the quarter, down from their previous forecast of $3.70. William Blair currently has a “Outperform” rating on the stock. The consensus estimate for Mastercard’s current full-year earnings is $14.47 per share. William Blair also issued estimates for Mastercard’s Q2 2025 earnings at $4.04 EPS, Q3 2025 earnings at $4.23 EPS, FY2025 earnings at $16.15 EPS, Q1 2026 earnings at $4.20 EPS, Q2 2026 earnings at $4.73 EPS, Q3 2026 earnings at $5.01 EPS and FY2026 earnings at $19.09 EPS.

Mastercard (NYSE:MA) last issued its quarterly earnings results on Thursday, October 31st. The credit services provider reported $3.89 earnings per share for the quarter, topping the consensus estimate of $3.73 by $0.16. The company had revenue of $7.37 billion for the quarter, compared to the consensus estimate of $7.27 billion. Mastercard had a return on equity of 178.27% and a net margin of 45.26%. Mastercard’s revenue was up 12.8% on a year-over-year basis. During the same quarter in the prior year, the business earned $3.39 EPS.

Several other research analysts have also recently commented on MA. Barclays boosted their price target on shares of Mastercard from $536.00 to $576.00 and gave the stock an “overweight” rating in a report on Thursday, October 10th. BNP Paribas lowered Mastercard from an “outperform” rating to a “neutral” rating and set a $470.00 target price on the stock. in a report on Tuesday, September 3rd. Susquehanna lifted their price target on Mastercard from $540.00 to $605.00 and gave the stock a “positive” rating in a report on Friday, November 1st. Royal Bank of Canada reaffirmed an “outperform” rating and set a $572.00 price objective on shares of Mastercard in a research report on Thursday, November 14th. Finally, Macquarie boosted their target price on Mastercard from $505.00 to $565.00 and gave the stock an “outperform” rating in a research note on Friday, November 1st. Four analysts have rated the stock with a hold rating, twenty-two have issued a buy rating and two have given a strong buy rating to the stock. Based on data from MarketBeat, the company currently has a consensus rating of “Moderate Buy” and an average price target of $549.16.

Mastercard Stock Up 1.1 %

MA stock opened at $526.60 on Tuesday. The company’s 50 day moving average price is $507.49 and its 200 day moving average price is $474.33. The firm has a market capitalization of $483.33 billion, a price-to-earnings ratio of 39.83, a PEG ratio of 2.32 and a beta of 1.10. Mastercard has a fifty-two week low of $404.32 and a fifty-two week high of $534.03. The company has a debt-to-equity ratio of 2.36, a quick ratio of 1.29 and a current ratio of 1.29.

Mastercard Dividend Announcement

The business also recently declared a quarterly dividend, which was paid on Friday, November 8th. Stockholders of record on Wednesday, October 9th were paid a dividend of $0.66 per share. This represents a $2.64 annualized dividend and a dividend yield of 0.50%. The ex-dividend date was Wednesday, October 9th. Mastercard’s dividend payout ratio (DPR) is presently 19.97%.

Insider Buying and Selling

In other news, CMO Venkata R. Madabhushi sold 4,685 shares of the business’s stock in a transaction dated Friday, September 20th. The shares were sold at an average price of $489.86, for a total transaction of $2,294,994.10. Following the transaction, the chief marketing officer now directly owns 15,031 shares in the company, valued at $7,363,085.66. The trade was a 23.76 % decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is available through this link. Corporate insiders own 0.10% of the company’s stock.

Institutional Investors Weigh In On Mastercard

A number of institutional investors have recently added to or reduced their stakes in MA. Highline Wealth Partners LLC acquired a new position in shares of Mastercard during the 3rd quarter worth $25,000. Strategic Investment Solutions Inc. IL purchased a new stake in Mastercard during the second quarter worth about $34,000. Fairway Wealth LLC acquired a new position in Mastercard during the second quarter worth about $35,000. First Personal Financial Services purchased a new position in Mastercard in the third quarter valued at about $39,000. Finally, Lowe Wealth Advisors LLC lifted its position in shares of Mastercard by 74.0% during the 3rd quarter. Lowe Wealth Advisors LLC now owns 87 shares of the credit services provider’s stock valued at $43,000 after acquiring an additional 37 shares during the period. Hedge funds and other institutional investors own 97.28% of the company’s stock.

About Mastercard

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers integrated products and value-added services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; and commercial credit, debit, and prepaid payment products and solutions.