HSBC (NYSE:HSBC) vs. Fifth District Savings Bank (NASDAQ:FDSB) Critical Analysis

HSBC (NYSE:HSBC) and Fifth District Savings Bank (NASDAQ:FDSB) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, risk, institutional ownership, earnings, dividends, analyst recommendations and valuation.

Earnings and Valuation

This table compares HSBC and Fifth District Savings Bank”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HSBC	$131.13 billion	0.76	$23.53 billion	$6.05	7.56
Fifth District Savings Bank	N/A	N/A	N/A	N/A	N/A

HSBC has higher revenue and earnings than Fifth District Savings Bank.

Institutional and Insider Ownership

1.5% of HSBC shares are owned by institutional investors. 0.0% of HSBC shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Analyst Ratings

This is a summary of current recommendations and price targets for HSBC and Fifth District Savings Bank, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HSBC	1	2	0	1	2.25
Fifth District Savings Bank	0	0	0	0	0.00

Profitability

This table compares HSBC and Fifth District Savings Bank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
HSBC	15.70%	10.71%	0.69%
Fifth District Savings Bank	N/A	N/A	N/A

Summary

HSBC beats Fifth District Savings Bank on 8 of the 8 factors compared between the two stocks.

About HSBC

HSBC Holdings plc provides banking and financial services worldwide. The company operates through Wealth and Personal Banking, Commercial Banking, and Global Banking and Markets segments. The Wealth and Personal Banking segment offers retail banking and wealth products, including current and savings accounts, mortgages and personal loans, credit and debit cards, and local and international payment services; and wealth management services comprising insurance and investment products, global asset management services, investment management, and private wealth solutions. This segment serves personal banking and high net worth individuals. The Commercial Banking segment provides credit and lending, treasury management, payment, cash management, commercial insurance, and investment services; commercial cards; international trade and receivables finance services; foreign exchange products; capital raising services on debt and equity markets; and advisory services. It serves small and medium sized enterprises, mid-market enterprises, and corporates. The Global Banking and Markets segment offers financing, advisory, and transaction services; and credit, rates, foreign exchange, equities, money markets, and securities services; and engages in principal investment activities. It serves government, corporate and institutional clients, and private investors. HSBC Holdings plc was founded in 1865 and is headquartered in London, the United Kingdom.

About Fifth District Savings Bank

Fifth District Bancorp, Inc. is the holding company for Fifth District Savings Bank which provide all banking services. Fifth District Bancorp, Inc. is based in NEW ORLEANS.