Zacks Research Forecasts Bread Financial FY2026 Earnings

Bread Financial Holdings, Inc. (NYSE:BFH) – Stock analysts at Zacks Research reduced their FY2026 EPS estimates for shares of Bread Financial in a research note issued to investors on Monday, June 2nd. Zacks Research analyst T. De now forecasts that the company will post earnings of $8.57 per share for the year, down from their previous forecast of $8.61. The consensus estimate for Bread Financial’s current full-year earnings is $6.45 per share. Zacks Research also issued estimates for Bread Financial’s Q1 2027 earnings at $1.95 EPS.

Bread Financial (NYSE:BFH) last posted its quarterly earnings results on Thursday, April 24th. The company reported $2.86 earnings per share for the quarter, topping the consensus estimate of $2.10 by $0.76. Bread Financial had a net margin of 5.75% and a return on equity of 12.41%. The firm had revenue of $970.00 million for the quarter, compared to the consensus estimate of $956.17 million. During the same period last year, the firm posted $2.73 earnings per share. The company’s revenue for the quarter was down 2.1% on a year-over-year basis.

A number of other equities analysts have also weighed in on BFH. Morgan Stanley boosted their price objective on Bread Financial from $36.00 to $39.00 and gave the stock an “underweight” rating in a research note on Monday, May 12th. The Goldman Sachs Group lowered their price target on shares of Bread Financial from $68.00 to $58.00 and set a “sell” rating on the stock in a research report on Tuesday, March 18th. Jefferies Financial Group raised their price objective on shares of Bread Financial from $45.00 to $50.00 and gave the stock a “hold” rating in a research report on Thursday, April 24th. Finally, JMP Securities reaffirmed a “market perform” rating on shares of Bread Financial in a research note on Monday, April 28th. Three research analysts have rated the stock with a sell rating, seven have assigned a hold rating and three have issued a buy rating to the company. According to MarketBeat, the stock presently has an average rating of “Hold” and an average price target of $60.27.

Bread Financial Trading Down 3.9%

BFH opened at $50.05 on Thursday. The firm has a market capitalization of $2.33 billion, a price-to-earnings ratio of 9.02, a price-to-earnings-growth ratio of 1.25 and a beta of 1.37. The company’s 50 day simple moving average is $49.06 and its two-hundred day simple moving average is $55.32. Bread Financial has a 1-year low of $38.21 and a 1-year high of $66.71. The company has a debt-to-equity ratio of 0.33, a current ratio of 1.15 and a quick ratio of 1.15.

Institutional Trading of Bread Financial

A number of institutional investors and hedge funds have recently bought and sold shares of the business. Picton Mahoney Asset Management lifted its holdings in Bread Financial by 2,083.3% during the 4th quarter. Picton Mahoney Asset Management now owns 524 shares of the company’s stock worth $32,000 after buying an additional 500 shares in the last quarter. Curat Global LLC acquired a new stake in Bread Financial in the 1st quarter valued at about $28,000. Quarry LP raised its position in Bread Financial by 947.5% in the 1st quarter. Quarry LP now owns 639 shares of the company’s stock valued at $32,000 after purchasing an additional 578 shares in the last quarter. Pinnacle Holdings LLC purchased a new position in shares of Bread Financial in the 4th quarter valued at about $46,000. Finally, Versant Capital Management Inc grew its position in shares of Bread Financial by 182.8% during the first quarter. Versant Capital Management Inc now owns 1,298 shares of the company’s stock worth $65,000 after buying an additional 839 shares in the last quarter. 99.52% of the stock is currently owned by hedge funds and other institutional investors.

Bread Financial announced that its Board of Directors has authorized a stock buyback plan on Wednesday, March 5th that permits the company to repurchase $150.00 million in outstanding shares. This repurchase authorization permits the company to reacquire up to 6% of its shares through open market purchases. Shares repurchase plans are typically an indication that the company’s leadership believes its shares are undervalued.

Bread Financial Dividend Announcement

The company also recently announced a quarterly dividend, which will be paid on Friday, June 13th. Investors of record on Friday, May 9th will be issued a dividend of $0.21 per share. This represents a $0.84 dividend on an annualized basis and a yield of 1.68%. The ex-dividend date of this dividend is Friday, May 9th. Bread Financial’s dividend payout ratio (DPR) is 14.92%.

About Bread Financial

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.