Fidelis Insurance (NYSE:FIHL) versus Fundamental Global (NASDAQ:FGF) Financial Survey

Fundamental Global (NASDAQ:FGF) and Fidelis Insurance (NYSE:FIHL) are both small-cap multi-sector conglomerates companies, but which is the superior investment? We will compare the two companies based on the strength of their risk, institutional ownership, dividends, analyst recommendations, valuation, profitability and earnings.

Institutional and Insider Ownership

3.1% of Fundamental Global shares are owned by institutional investors. Comparatively, 82.0% of Fidelis Insurance shares are owned by institutional investors. 34.4% of Fundamental Global shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Profitability

This table compares Fundamental Global and Fidelis Insurance’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Fundamental Global	20.87%	-38.66%	-16.17%
Fidelis Insurance	20.17%	15.27%	3.36%

Valuation & Earnings

This table compares Fundamental Global and Fidelis Insurance”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fundamental Global	$45.61 million	0.51	$3.85 million	$1.31	14.05
Fidelis Insurance	$2.42 billion	0.74	$2.13 billion	$0.94	17.16

Fidelis Insurance has higher revenue and earnings than Fundamental Global. Fundamental Global is trading at a lower price-to-earnings ratio than Fidelis Insurance, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a breakdown of recent ratings and target prices for Fundamental Global and Fidelis Insurance, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fundamental Global	0	0	0	0	0.00
Fidelis Insurance	1	2	3	0	2.33

Fidelis Insurance has a consensus price target of $20.57, indicating a potential upside of 27.50%. Given Fidelis Insurance’s stronger consensus rating and higher probable upside, analysts clearly believe Fidelis Insurance is more favorable than Fundamental Global.

Risk & Volatility

Fundamental Global has a beta of 0.79, indicating that its share price is 21% less volatile than the S&P 500. Comparatively, Fidelis Insurance has a beta of 0.61, indicating that its share price is 39% less volatile than the S&P 500.

Summary

Fidelis Insurance beats Fundamental Global on 9 of the 14 factors compared between the two stocks.

About Fundamental Global

Fundamental Global Inc. engages in reinsurance, merchant banking, and asset management business. The company offers initial public offering services. It also offers specialty property and casualty reinsurance services. In addition, the company provides investment advisory services. The company was formerly known as Ballantyne Strong, Inc. and changed its name to FG Group Holdings Inc. in December 2022. Fundamental Global Inc. was founded in 1932 and is based in Mooresville, North Carolina.

About Fidelis Insurance

Fidelis Insurance Holdings Limited, a specialty insurer, provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in three segments: Specialty, Reinsurance, and Bespoke segments. The Specialty segment offers aviation and aerospace, energy, marine, property direct and facultative, and other specialty risk solutions. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. The Bespoke segment offers customized risk solutions for clients that include credit and political risk, as well as other risk transfer opportunities, including political violence and terrorism, limited cyber reinsurance, tax liabilities, title, transactional liabilities, and other bespoke solutions. Fidelis Insurance Holdings Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.