SoFi Technologies (NASDAQ:SOFI) Issues FY 2025 Earnings Guidance

SoFi Technologies (NASDAQ:SOFI) issued an update on its FY 2025 earnings guidance on Monday morning. The company provided EPS guidance of 0.250-0.270 for the period, compared to the consensus EPS estimate of 0.280. The company issued revenue guidance of $3.2 billion-$3.3 billion, compared to the consensus revenue estimate of $3.0 billion. SoFi Technologies also updated its Q1 2025 guidance to 0.030-0.030 EPS.

SoFi Technologies Price Performance

Shares of SOFI opened at $16.17 on Wednesday. The company has a 50 day moving average of $15.78 and a two-hundred day moving average of $11.22. The company has a quick ratio of 0.18, a current ratio of 0.49 and a debt-to-equity ratio of 0.52. SoFi Technologies has a twelve month low of $6.01 and a twelve month high of $18.42. The company has a market cap of $17.55 billion, a price-to-earnings ratio of 161.72, a price-to-earnings-growth ratio of 1.19 and a beta of 1.78.

SoFi Technologies (NASDAQ:SOFI) last posted its quarterly earnings data on Monday, January 27th. The company reported $0.05 earnings per share for the quarter, topping analysts’ consensus estimates of $0.04 by $0.01. SoFi Technologies had a return on equity of 3.71% and a net margin of 8.38%. During the same period in the previous year, the business posted $0.04 earnings per share. As a group, analysts predict that SoFi Technologies will post 0.12 earnings per share for the current fiscal year.

Wall Street Analysts Forecast Growth

SOFI has been the topic of several research analyst reports. Keefe, Bruyette & Woods reissued an “underperform” rating and set a $8.00 target price (up previously from $7.00) on shares of SoFi Technologies in a research report on Thursday, January 2nd. The Goldman Sachs Group boosted their price objective on shares of SoFi Technologies from $8.50 to $9.50 and gave the company a “neutral” rating in a report on Tuesday. UBS Group raised their target price on SoFi Technologies from $10.50 to $14.00 and gave the stock a “neutral” rating in a research note on Tuesday. JPMorgan Chase & Co. boosted their price target on SoFi Technologies from $9.00 to $16.00 and gave the company a “neutral” rating in a research note on Monday, December 2nd. Finally, Morgan Stanley raised their price objective on SoFi Technologies from $7.50 to $13.00 and gave the stock an “underweight” rating in a research note on Thursday, December 19th. Four investment analysts have rated the stock with a sell rating, six have given a hold rating and five have issued a buy rating to the company. According to data from MarketBeat, the stock has a consensus rating of “Hold” and a consensus price target of $12.50.

Insiders Place Their Bets

In other news, Director Iv (Gp) L.L.C. Slta sold 24,105,908 shares of SoFi Technologies stock in a transaction dated Wednesday, December 4th. The shares were sold at an average price of $16.03, for a total value of $386,417,705.24. The sale was disclosed in a document filed with the SEC, which is accessible through the SEC website. Also, CTO Jeremy Rishel sold 64,991 shares of the company’s stock in a transaction dated Thursday, December 19th. The stock was sold at an average price of $15.72, for a total transaction of $1,021,658.52. Following the transaction, the chief technology officer now owns 586,494 shares of the company’s stock, valued at approximately $9,219,685.68. This trade represents a 9.98 % decrease in their position. The disclosure for this sale can be found here. Over the last quarter, insiders sold 26,008,870 shares of company stock worth $416,950,073. Company insiders own 2.60% of the company’s stock.

SoFi Technologies Company Profile

SoFi Technologies, Inc provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money.