SLM (NASDAQ:SLM) Posts Earnings Results, Misses Expectations By $0.06 EPS

SLM (NASDAQ:SLM) posted its quarterly earnings results on Thursday. The credit services provider reported $0.50 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.56 by ($0.06), Zacks reports. SLM had a net margin of 22.18% and a return on equity of 35.92%. SLM updated its FY 2025 guidance to 3.000-3.100 EPS.

SLM Price Performance

NASDAQ SLM opened at $29.30 on Friday. SLM has a 1 year low of $18.84 and a 1 year high of $29.75. The business’s fifty day moving average is $27.18 and its two-hundred day moving average is $23.83. The stock has a market capitalization of $6.22 billion, a P/E ratio of 10.21, a P/E/G ratio of 0.79 and a beta of 1.21. The company has a debt-to-equity ratio of 3.21, a quick ratio of 1.27 and a current ratio of 1.29.

SLM Dividend Announcement

The firm also recently declared a quarterly dividend, which will be paid on Monday, March 17th. Shareholders of record on Wednesday, March 5th will be given a $0.13 dividend. The ex-dividend date of this dividend is Wednesday, March 5th. This represents a $0.52 annualized dividend and a yield of 1.77%. SLM’s dividend payout ratio (DPR) is 18.12%.

Insider Transactions at SLM

In other SLM news, Director Robert S. Strong sold 4,500 shares of the business’s stock in a transaction dated Monday, December 2nd. The stock was sold at an average price of $27.25, for a total transaction of $122,625.00. Following the sale, the director now owns 83,130 shares in the company, valued at approximately $2,265,292.50. The trade was a 5.14 % decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Corporate insiders own 1.20% of the company’s stock.

Analyst Upgrades and Downgrades

Several equities analysts have recently commented on SLM shares. Barclays lowered their target price on SLM from $27.00 to $26.00 and set an “overweight” rating for the company in a report on Thursday, October 24th. Royal Bank of Canada restated an “outperform” rating and set a $26.00 price objective on shares of SLM in a research note on Thursday, October 24th. Wedbush restated an “outperform” rating and issued a $26.00 price target on shares of SLM in a research note on Thursday, October 24th. JPMorgan Chase & Co. lifted their price objective on shares of SLM from $27.00 to $29.00 and gave the company a “neutral” rating in a research note on Tuesday, January 14th. Finally, Keefe, Bruyette & Woods reaffirmed a “market perform” rating and issued a $30.00 price target (up from $27.00) on shares of SLM in a research note on Monday, December 9th. Two investment analysts have rated the stock with a hold rating and eight have assigned a buy rating to the stock. Based on data from MarketBeat, the stock currently has an average rating of “Moderate Buy” and a consensus price target of $27.90.

SLM Company Profile

SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It is also involved in the provision of retail deposit accounts, including certificates of deposit, money market accounts, and high-yield savings accounts; and interest-bearing omnibus accounts.