What is Zacks Research’s Estimate for SYF FY2026 Earnings?

Synchrony Financial (NYSE:SYF) – Research analysts at Zacks Research raised their FY2026 earnings estimates for shares of Synchrony Financial in a note issued to investors on Tuesday, December 17th. Zacks Research analyst K. Dey now expects that the financial services provider will post earnings per share of $7.12 for the year, up from their prior estimate of $7.11. The consensus estimate for Synchrony Financial’s current full-year earnings is $6.51 per share.

Other analysts have also issued reports about the stock. The Goldman Sachs Group increased their price objective on shares of Synchrony Financial from $64.00 to $72.50 and gave the stock a “buy” rating in a research report on Tuesday, November 19th. JMP Securities reissued a “market outperform” rating and set a $60.00 price target on shares of Synchrony Financial in a research note on Monday, October 14th. Wells Fargo & Company raised Synchrony Financial from an “equal weight” rating to an “overweight” rating and upped their price objective for the company from $60.00 to $85.00 in a research report on Tuesday, December 3rd. StockNews.com upgraded Synchrony Financial from a “hold” rating to a “buy” rating in a research report on Wednesday, October 9th. Finally, Morgan Stanley upgraded shares of Synchrony Financial from an “underweight” rating to an “overweight” rating and upped their price target for the stock from $40.00 to $82.00 in a report on Thursday. Six equities research analysts have rated the stock with a hold rating, sixteen have assigned a buy rating and one has given a strong buy rating to the company’s stock. According to MarketBeat.com, the stock presently has a consensus rating of “Moderate Buy” and a consensus price target of $63.63.

Synchrony Financial Trading Up 0.7 %

NYSE:SYF traded up $0.44 during midday trading on Thursday, hitting $64.03. 1,008,411 shares of the company traded hands, compared to its average volume of 3,909,901. The company has a current ratio of 1.25, a quick ratio of 1.25 and a debt-to-equity ratio of 1.06. The firm’s fifty day moving average is $62.11 and its 200-day moving average is $52.67. The firm has a market capitalization of $24.93 billion, a P/E ratio of 8.36, a P/E/G ratio of 0.82 and a beta of 1.63. Synchrony Financial has a 12-month low of $35.29 and a 12-month high of $69.39.

Synchrony Financial (NYSE:SYF) last issued its quarterly earnings data on Wednesday, October 16th. The financial services provider reported $1.94 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.77 by $0.17. The business had revenue of $3.81 billion for the quarter, compared to the consensus estimate of $3.76 billion. Synchrony Financial had a return on equity of 16.64% and a net margin of 13.98%. The company’s quarterly revenue was up 9.8% compared to the same quarter last year. During the same period in the prior year, the business posted $1.48 earnings per share.

Institutional Investors Weigh In On Synchrony Financial

Institutional investors and hedge funds have recently made changes to their positions in the stock. Larson Financial Group LLC lifted its stake in Synchrony Financial by 92.7% during the 3rd quarter. Larson Financial Group LLC now owns 607 shares of the financial services provider’s stock worth $30,000 after acquiring an additional 292 shares in the last quarter. Altshuler Shaham Ltd acquired a new stake in shares of Synchrony Financial during the second quarter worth about $31,000. International Assets Investment Management LLC acquired a new stake in shares of Synchrony Financial during the second quarter worth about $33,000. WR Wealth Planners LLC boosted its stake in shares of Synchrony Financial by 83.6% in the second quarter. WR Wealth Planners LLC now owns 716 shares of the financial services provider’s stock valued at $34,000 after purchasing an additional 326 shares during the period. Finally, Ashton Thomas Private Wealth LLC acquired a new position in shares of Synchrony Financial in the second quarter valued at approximately $39,000. 96.48% of the stock is owned by hedge funds and other institutional investors.

Insider Activity at Synchrony Financial

In related news, insider Jonathan S. Mothner sold 34,163 shares of the firm’s stock in a transaction dated Friday, November 15th. The stock was sold at an average price of $64.99, for a total transaction of $2,220,253.37. Following the completion of the sale, the insider now directly owns 127,587 shares of the company’s stock, valued at approximately $8,291,879.13. This trade represents a 21.12 % decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this hyperlink. Also, insider Curtis Howse sold 21,934 shares of the company’s stock in a transaction dated Friday, November 1st. The shares were sold at an average price of $55.13, for a total transaction of $1,209,221.42. Following the completion of the transaction, the insider now directly owns 99,743 shares in the company, valued at $5,498,831.59. The trade was a 18.03 % decrease in their position. The disclosure for this sale can be found here. 0.33% of the stock is currently owned by insiders.

Synchrony Financial Announces Dividend

The company also recently declared a quarterly dividend, which was paid on Friday, November 15th. Stockholders of record on Monday, November 4th were given a dividend of $0.25 per share. The ex-dividend date of this dividend was Monday, November 4th. This represents a $1.00 annualized dividend and a dividend yield of 1.56%. Synchrony Financial’s payout ratio is 13.05%.

About Synchrony Financial

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.