Medallion Financial (NASDAQ:MFIN) versus Greenidge Generation (NASDAQ:GREE) Financial Analysis

Greenidge Generation (NASDAQ:GREE) and Medallion Financial (NASDAQ:MFIN) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, dividends, analyst recommendations, profitability, risk, institutional ownership and valuation.

Profitability

This table compares Greenidge Generation and Medallion Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Greenidge Generation	-33.91%	N/A	-23.07%
Medallion Financial	14.97%	10.44%	1.65%

Volatility and Risk

Greenidge Generation has a beta of 3.31, indicating that its stock price is 231% more volatile than the S&P 500. Comparatively, Medallion Financial has a beta of 2.17, indicating that its stock price is 117% more volatile than the S&P 500.

Insider and Institutional Ownership

8.5% of Greenidge Generation shares are held by institutional investors. Comparatively, 40.6% of Medallion Financial shares are held by institutional investors. 40.5% of Greenidge Generation shares are held by company insiders. Comparatively, 22.4% of Medallion Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for Greenidge Generation and Medallion Financial, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Greenidge Generation	0	0	1	0	3.00
Medallion Financial	0	0	0	0	N/A

Greenidge Generation currently has a consensus target price of $4.00, indicating a potential upside of 113.90%. Given Greenidge Generation’s higher probable upside, equities research analysts plainly believe Greenidge Generation is more favorable than Medallion Financial.

Valuation & Earnings

This table compares Greenidge Generation and Medallion Financial’s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Greenidge Generation	$74.56 million	0.25	-$29.51 million	N/A	N/A
Medallion Financial	$194.70 million	0.91	$55.08 million	$2.12	3.59

Medallion Financial has higher revenue and earnings than Greenidge Generation.

Summary

Medallion Financial beats Greenidge Generation on 7 of the 11 factors compared between the two stocks.

About Greenidge Generation

Greenidge Generation Holdings Inc. operates as an integrated cryptocurrency datacenter and power generation company. The company owns and operates cryptocurrency datacenter in New York, as well as hosts, powers, and provides technical support and other related services to bitcoin mining equipment owned by customers. It also owns and operates a 106 MW nameplate capacity power generation facility. The company was founded in 1937 and is based in Fairfield, Connecticut.

About Medallion Financial

Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Lending, and Taxi Medallion Lending. The company offers loans that finance consumer purchases of recreational vehicles, boats, and other consumer recreational equipment; consumer financing for window, siding, and roof replacement, swimming pool installations, and other home improvement projects; senior and subordinated loans for the purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and taxi medallion loans to individuals and small to mid-size businesses. It also provides debt, mezzanine, and equity investment capital to companies in various commercial industries; and raises deposits and conducts other banking activities. Medallion Financial Corp. was incorporated in 1995 and is headquartered in New York City, New York.